Website Terms

1. About this website

This website is operated by PH Capital Advisory Limited (PHCA, we, us), a company incorporated in New Zealand. The website is located at peterhowell.co.nz and describes PHCA's advisory services.

By accessing or using this website, you agree to these terms. If you do not agree, please do not use the website.

2. No advisory relationship

Nothing on this website constitutes financial, legal, investment, tax, or other professional advice. The content is for general information purposes only and does not take into account the circumstances of any particular person or organisation.

An advisory relationship with PHCA arises only through a signed mandate letter or engagement agreement. Accessing this website does not create any such relationship.

3. Accuracy of information

We aim to keep the information on this website current and accurate, but we make no representation or warranty about the completeness, accuracy, or suitability of any content for any purpose.

Content on this website is subject to change without notice. We are not liable for any loss arising from reliance on information published on this website.

4. Intellectual property

All content on this website, including text, design, layout, and structure, is owned by or licensed to PHCA. You may not reproduce, copy, modify, distribute, or otherwise use any content from this website without our prior written consent, except for personal, non-commercial use.

5. External links

This website contains links to external websites, including LinkedIn. We do not control and are not responsible for the content, accuracy, or practices of any linked site. The inclusion of a link does not imply endorsement.

6. Limitation of liability

To the maximum extent permitted by law, PHCA is not liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of, or inability to use, this website or any linked website.

We do not warrant that this website will be available without interruption, or that it is free of errors or malicious code.

7. Governing law

These terms are governed by the laws of New Zealand. Any dispute arising from the use of this website is subject to the non-exclusive jurisdiction of the New Zealand courts.

8. Updates to these terms

These terms may be updated from time to time. The current version is always available at this address. Continued use of the website following any update constitutes acceptance of the revised terms.